The most common pay stub format. Covers gross pay, taxes, deductions, and net pay.
Use Basic Format
Our most complete stubs — expanded fields, custom earnings, and deductions.
Use Premium FormatChoose from Basic or Detailed formats to match your needs.
Fill in names, addresses, pay rate, and pay period information.
Federal, state, FICA, and custom deductions calculated automatically.
Preview your pay stub and make any final adjustments.
Get your print-ready PDF instantly via download or email.
Use it as a pay stub creator for W-2 employees, a paycheck stub maker for hourly teams, or a paycheck stub generator for 1099 contractors and self-employed income. Every paycheck stub is calculated from current federal and state tax tables — gross pay, FICA withholdings, state income tax, and year-to-date totals — so the stub you create matches what a payroll system would produce.
Works in all 50 states, with state income tax calculated automatically: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
Professional pay stubs starting at $8.99 — no software subscriptions needed.
Digital stubs eliminate paper clutter and simplify record-keeping.
Download your PDF immediately or access it later from your account.
Create pay stubs from your phone, tablet, or computer.
Simple interface with the ability to edit and regenerate at any time.
Calculations use current tax tables for reliable documentation.
Yes. Creating pay stubs for legitimate income documentation is legal in all 50 states. Stubs must accurately reflect actual earnings.
Our generator produces accurate, calculation-verified documents. Falsifying income information is illegal and can result in criminal charges.
All data is encrypted in transit and at rest. We never sell or share your personal information with third parties.
Real Check Stubs is the leading online paystub generator trusted by over 1.3 million customers. We provide fast, accurate, and affordable pay stub creation for employees, contractors, and small business owners across the United States. Our platform handles all tax calculations automatically and delivers professional, print-ready documents in minutes.
A paystub generator is an online tool that creates professional pay stubs with accurate tax calculations, deductions, and earnings breakdowns. It automates federal, state, FICA, and YTD calculations.
Most users complete their pay stub in under 2 minutes. Select a template, enter your information, and download your PDF instantly.
Yes. Our generator uses current federal and state tax tables to calculate withholdings, Social Security, Medicare, and other deductions automatically.
Yes. YTD is computed automatically by adding every stub in the current calendar year - gross, taxes, and net each accumulate stub-over-stub with no manual entry. Like all real payroll, YTD covers January 1 to the stub date of the current year; earlier years appear on that year's stubs. Want it double-checked? Ask Sarah in the chat to verify your numbers live.
The Detailed format supports custom earnings (overtime, bonuses, commissions) and custom deductions (insurance, 401k, garnishments) with full YTD tracking.
Pay stubs are delivered as print-ready PDF files that you can download instantly, email, or print.
Yes. The Detailed format includes an option to upload and display your company logo on each pay stub.
We use industry-standard encryption to protect your data. Information is processed securely and never shared with third parties.
The best approach is a generator with a genuinely free preview: build your full pay stub, see every tax line calculated, and pay only when you download. Real Check Stubs lets you preview your complete stub free — with federal and state withholdings computed from current tax tables — before any checkout.
General AI tools can format text but do not apply current federal, state, and FICA withholding tables, so the numbers are usually wrong. A dedicated paystub calculator uses up-to-date tax tables to compute gross pay, deductions, and net pay accurately.
1) Enter your pay rate and hours (or salary) — taxes calculate automatically. 2) Choose your pay dates and how many stubs you need. 3) Add the employee and company names, pick a template, preview free, and download the print-ready PDF.
